Autumn Budget 2026 Explained: ISAs, Pensions, Tax
What the Autumn Budget 2026 means for savers, first time buyers, pensions and business owners: ISAs, Your First Home, inheritance tax and more.
These are the points we find ourselves explaining in meetings, written down by the advisers doing the work.
What the Autumn Budget 2026 means for savers, first time buyers, pensions and business owners: ISAs, Your First Home, inheritance tax and more.
Most business owners need cover in three areas: an income if they cannot work, a lump sum if they are diagnosed with a serious illness, and life cover for their family.
Lenders usually work out a company director's income in one of two ways: salary plus dividends, or salary plus your share of the company's net profit.
For many company directors, a pension contribution paid by the company is one of the most tax-efficient ways to take money out of the business.
Why income between £100,000 and £125,140 can face an effective 60% tax rate, and how pension contributions and Gift Aid can help.
Lumpy income, money trapped in the company, and the retirement plan that never quite gets started because the business always needs it more.
Why the same accounts produce wildly different answers from different lenders, and what that means when you are self-employed.
Protection is the part everyone defers. We write about it because the cost of deferring it only shows up once.
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